Our free and confidential service is available to all tenants of Golden Gates Housing and members of their household who may be experiencing financial difficulty. Our aim is to maximise a household’s income by providing advice and information on welfare rights and debt management.
How can we help?
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Offer advice and information on a wide range of benefits |
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Carry out a benefit check to make sure you are claiming your full entitlement |
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Help with filling in forms |
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Guide you through the maze of complex rules and regulations associated with claiming benefit |
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Help you to adjust when things change that could affect your income |
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Help you manage and budget your money more efficiently |
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Prioritise your debts |
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Negotiate affordable repayment arrangements with your creditors |
How can I make an appointment to see a Money Advice Worker?
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The Money Advice Workers are based at Bank House Sankey Street, Warrington. Local surgeries are also held at some housing offices.
If you are elderly or disabled and unable to attend any of the offices, we can visit you by appointment in your home. To arrange an interview, telephone us free on 0800 25 26 27 or email info@goldengateshousing.org.uk |
Need to borrow money? Why not try your local Credit Union...
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Saving and borrowing opportunities to meet your needs
What are they?
Credit Unions are financial organisations, which are owned and run by their members for their members. Membership is based on people having a ‘common bond’ such as living in a certain area.
What can they do for you?
Credit Unions aim to help you take control of your money by encouraging you to save what you can, and borrow only what you can afford to pay back. Once you have a reliable record as a saver, which usually means saving for a few months, you can apply to borrow from the Credit Union. As your savings grow you can borrow more. |
What are the advantages?
- A Credit Union can help you get your finances under control. They are much cheaper to borrow from than most loan companies or credit cards.
- Dividends on savings can be up to 8% a year, depending on profits.
- Access to free money advice.
- When you borrow from a Credit Union you normally get free life assurance that will cover the cost of the loan.
A Credit Union could be just what you are looking for.
Take a minute to check out what they can offer...Example:
Borrow £100 over 6 months
Weekly repayments are £4
Total repayments are £103.25
What high street bank can beat that?
How do I join?
For more information on how to join a Credit Union in your area, or for further details about the collection points and times, please contact your local office listed below where volunteer advisors will be happy to help you.
Or visit: www.warringtoncreditunions.co.uk
North East Warrington Credit Union (NEWCU)
2 Cinnamon Lane
Warrington
Telephone: 01925 492688
Westy Credit Union
St Margarets Community Centre
Lindley Ave
Warrington
Telephone: 01925 495227
Fairfield, Howley & Latchford Credit Union
15-17 Nora Street
Howley
Warrington
Telephone: 01925 656968
Sankey Brook Credit Union
Sacred Heart Parish Church
7 Liverpool Road
Warrington
Telephone: 07946494037 or 07810737538